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If you're earning money online in 2026, congratulations – you've built something that millions of people dream about. Whether you've grown an audience on OnlyFans, Fansly, YouTube, TikTok, Instagram, Twitch or another platform, you're running a business. You may not think of yourself as a business owner, but HMRC almost certainly does.

Every day we speak to creators who have spent months, sometimes years, building their income before realising they have tax obligations. Some assumed the platforms dealt with everything automatically. Others believed that because they were paid through Stripe, PayPal or an overseas company, HMRC wouldn't know about their earnings. We've even spoken to creators who thought they only needed to pay tax once they withdrew the money from the platform.

None of those assumptions are correct... Read on for the truth

Recent reports concerning the treatment of online creators by certain management agencies have raised serious concerns around control, consent, financial transparency and the ability of creators to make independent decisions about their own work and income. 

At One and Only Accounts, we work with creators, influencers, performers, online entrepreneurs and individuals earning income through digital platforms. We understand that many creators choose to work with agencies or managers and that some agencies provide a professional, legitimate and valuable service. 

However, we are also aware that not every agency operates in a way that protects the best interests of the creator. Read on for our take on the current narrative...

Being an online model, cam model or OnlyFans creator means investing in yourself, your content and your brand. From lighting, cameras and outfits to editing apps, props, subscriptions and home studio costs, many of the things you use to create content may be claimable against your income. The key is knowing what counts, what needs to be split between personal and business use, and what records to keep. One & Only Accounts makes tax feel less stressful, helping creators understand their expenses, stay organised and keep more of what they earn.

For many creators earning through OnlyFans, one question comes up repeatedly: will banks treat this income differently from a normal job or business?

In this article we bring the truth about how banks see income from online content creation, what you might need to do to keep them happy & how to make sure you're income remains legitimate and free to be used however you want

Whether you're on OnlyFans or any other platform, get clued up on unlocking your finances and ensuring they stay that way

How to Turn Casual Subscribers into Long-Term Fans (Without Burning Out)

Most creators think retention is about posting more, replying faster, or constantly being “on.” In reality, long-term fans aren’t built through intensity — they’re built through consistency, connection, and a sense that being subscribed actually feels worthwhile over time.

In this article we'll look at the top ways to keep connected & build your following whilst prioritising self-care

Starting a limited company is a bit like bringing home a new baby.

The good news? You don’t need to know everything from day one.

So here are 10 simple, practical tips to help you get started properly (without the stress).

As HM Revenue & Customs intensifies its focus on digital income, online content creators and sellers are facing unprecedented scrutiny.

New legislation means more data than ever before is being passed to HMRC. For individuals earning through platforms such as OnlyFans, YouTube, TikTok, Fansly and more, staying compliant is now more important than ever. 

Confused about tax avoidance vs tax evasion? This guide explains the key differences, real-world examples, and UK penalties, helping individuals and small businesses understand what’s legal, what’s illegal, and how to stay compliant with HMRC.

Explore 22 of the best OnlyFans alternatives in 2026, comparing fees, payouts, discoverability, and platform features. Learn which sites suit subscriptions, tips, messaging, video sales, and why diversifying income across platforms matters.